:root{--navy:#0f1e35;--gold:#c6a15b;--paper:#f7f4ec;--text:#1b2430;--muted:#6b7280;--line:#e5e7eb}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#f5f6f8;color:var(--text)}a{color:inherit;text-decoration:none}.shell{min-height:100vh}.header{background:var(--navy);color:white;padding:16px 20px;display:flex;justify-content:space-between;align-items:center}.brand{font-weight:800;letter-spacing:.04em}.layout{display:grid;grid-template-columns:220px 1fr;min-height:calc(100vh - 58px)}.sidebar{background:white;border-right:1px solid var(--line);padding:18px 12px}.sidebar a{display:block;padding:11px 12px;margin:4px 0;border-radius:10px}.sidebar a:hover{background:#f0f2f5}.main{padding:24px;max-width:1200px;width:100%}.grid4{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:14px;gap:14px}.card{background:white;border:1px solid var(--line);border-radius:16px;padding:18px}.kpi-label{font-size:13px;color:var(--muted)}.kpi-value{font-size:28px;font-weight:800;margin-top:8px}.badge{display:inline-block;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:700;background:#f0eadb;color:#6d5425}.page-title{font-size:28px;margin:0 0 8px}.page-sub{color:var(--muted);margin:0 0 20px}.placeholder{min-height:220px;display:flex;align-items:center;justify-content:center;color:var(--muted)}.login-wrap{min-height:100vh;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),#20395e);padding:20px}.login-card{width:min(420px,100%);background:white;border-radius:18px;padding:26px}.input{border:1px solid var(--line);border-radius:10px;margin-top:8px}.button,.input{width:100%;padding:12px 14px}.button{border:none;border-radius:10px;background:var(--navy);color:white;font-weight:700;margin-top:14px}@media (max-width:800px){.layout{grid-template-columns:1fr}.sidebar{display:flex;overflow-x:auto;border-right:none;border-bottom:1px solid var(--line);padding:8px}.sidebar a{white-space:nowrap}.grid4{grid-template-columns:repeat(2,1fr)}.main{padding:16px}}@media (max-width:520px){.grid4{grid-template-columns:1fr}}.login-brand{color:var(--navy)}.auth-tabs{display:grid;grid-template-columns:1fr 1fr;grid-gap:8px;gap:8px;margin:18px 0;padding:4px;background:#f1f3f6;border-radius:12px}.auth-tab{border:0;background:transparent;padding:10px;border-radius:9px;font-weight:700;cursor:pointer;color:var(--muted)}.auth-tab.active{background:white;color:var(--navy);box-shadow:0 1px 4px rgba(15,30,53,.08)}.field-gap{display:block;margin-top:12px}.auth-message{margin-top:14px;padding:11px 12px;border-radius:10px;font-size:13px;line-height:1.5}.auth-message.success{background:#ecfdf3;color:#166534;border:1px solid #bbf7d0}.auth-message.error{background:#fff1f2;color:#9f1239;border:1px solid #fecdd3}.button:disabled{opacity:.6;cursor:not-allowed}.auth-loading{min-height:100vh;display:grid;place-items:center;color:var(--muted)}.header-user{display:flex;align-items:center;gap:10px}.header-email{font-size:12px;opacity:.8;max-width:220px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.logout-button{border:1px solid rgba(255,255,255,.28);color:white;background:transparent;border-radius:8px;padding:7px 10px;cursor:pointer;font-size:12px}.sidebar a.active{background:#eef1f5;color:var(--navy)}@media (max-width:650px){.header-email{display:none}.header{padding:12px 14px}.logout-button{padding:6px 8px}}.password-field{position:relative;margin-top:8px}.password-field .input{margin-top:0;padding-right:48px}.password-toggle{position:absolute;right:8px;top:50%;transform:translateY(-50%);width:34px;height:34px;display:grid;place-items:center;border:0;background:transparent;color:#64748b;border-radius:8px;cursor:pointer}.password-toggle:hover{background:#f1f5f9;color:var(--navy)}.password-toggle:focus-visible{outline:2px solid var(--gold);outline-offset:1px}.password-toggle svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.input-error{border-color:#e11d48!important;box-shadow:0 0 0 2px rgba(225,29,72,.08)}.input-success{border-color:#16a34a!important;box-shadow:0 0 0 2px rgba(22,163,74,.07)}.password-status{display:block;margin-top:6px;font-size:12px}.error-text{color:#be123c}.success-text{color:#15803d}.forgot-row{display:flex;justify-content:flex-end;margin-top:8px}.forgot-link{color:#596579;font-size:13px;text-decoration:underline;text-underline-offset:3px}.forgot-link:hover{color:var(--navy)}.auth-back-row{margin-top:18px;text-align:center}.auth-button-link{display:block;text-align:center}body{font-family:Noto Sans KR,Malgun Gothic,sans-serif;word-break:keep-all}.main{min-width:0}.record-section{margin-top:24px}.record-section h2{margin:0 0 24px;font-size:22px}.form-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:24px;gap:24px}.form-grid label{display:block;font-size:14px;font-weight:600}.form-grid small,.live-result small{display:block;font-weight:400;line-height:1.7;color:var(--muted);margin-top:8px}.live-result{padding:18px;background:#f7f4ec;border:1px solid #e2d6bc;border-radius:10px;margin-top:20px;line-height:1.9}.button-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}.button-row .button{width:auto;min-width:150px;margin:0}.secondary{padding:11px 16px;border:1px solid #b8bec7;background:white;color:#162a43;border-radius:8px;cursor:pointer;font-size:14px}.saved-record{border-top:1px solid var(--line);padding:24px 0}.saved-record dl{display:grid;grid-template-columns:1fr 1fr;grid-gap:16px;gap:16px}.saved-record dt{font-size:12px;color:var(--muted)}.saved-record dd{margin:5px 0 0;overflow-wrap:anywhere}.saved-record .secondary{margin-top:14px}.empty-state{padding:22px;line-height:1.8;color:var(--muted)}.kpi-value{font-size:24px;overflow-wrap:anywhere}.kpi-value small{font-size:14px;margin-left:5px}button:disabled{opacity:.55;cursor:wait}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid #c6a15b;outline-offset:2px}@media(max-width:650px){.form-grid,.saved-record dl{grid-template-columns:1fr}.main{padding:20px 16px}.header-user{max-width:70%;flex-wrap:wrap}.header-email{overflow-wrap:anywhere}}@media print{.header,.no-print,.sidebar{display:none!important}.layout{display:block}.main{padding:0;max-width:none}.card{page-break-inside:avoid;break-inside:avoid}.button-row{display:none}.grid4{grid-template-columns:1fr 1fr}body{background:white;color:black}}.record-checkbox{display:block;width:22px;height:22px;margin-top:12px;accent-color:var(--navy)}.main-home-link{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:8px 4px;font-size:14px;font-weight:700;text-decoration:none;white-space:nowrap}.main-home-link:hover{text-decoration:underline;text-underline-offset:4px}.login-home-link{color:var(--navy);margin-bottom:14px}.main-home-link:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.header .main-home-link{color:white;flex-shrink:0}@media(max-width:650px){.header{align-items:flex-start;gap:12px;flex-wrap:wrap}.header-user{max-width:100%}}@media print{.main-home-link{display:none!important}}.sidebar-kicker{padding:7px 12px 10px;color:#8693a2;font-size:12px;font-weight:700;letter-spacing:.08em}.legacy-navigation,.tool-navigation{margin-top:9px;border-top:1px solid #e8ebef;padding-top:9px}.legacy-navigation summary,.tool-navigation summary{padding:10px 12px;cursor:pointer;color:#586779;font-size:13px;list-style:none}.legacy-navigation summary::-webkit-details-marker,.tool-navigation summary::-webkit-details-marker{display:none}.legacy-navigation summary:before,.tool-navigation summary:before{content:"＋";display:inline-block;width:18px;color:#9b7a3b}.legacy-navigation[open] summary:before,.tool-navigation[open] summary:before{content:"－"}.legacy-navigation a,.tool-navigation a{font-size:13px;padding:8px 12px 8px 28px;margin:2px 0}.app-page-kicker{font-size:12px;letter-spacing:.15em;color:#9b7a3b;font-weight:700;margin-bottom:10px}.app-help,.app-start{max-width:1040px;margin:0 auto;padding:16px 0 52px}.app-start-sub{margin-bottom:26px}.app-start-flow{display:grid;grid-template-columns:1fr 32px 1fr 32px 1fr;align-items:center;grid-gap:10px;gap:10px;padding:18px 20px;background:#eef4f8;border:1px solid #d8e2ea;border-radius:14px;margin:24px 0 18px}.app-start-flow-item{display:grid;grid-template-columns:40px 1fr;align-items:center;grid-column-gap:10px;column-gap:10px}.app-start-flow-item span{grid-row:span 2;color:#a47c35;font-weight:800;font-size:18px}.app-start-flow-item b{font-size:14px;color:#16324d}.app-start-flow-item small{font-size:12px;color:#6e7b89}.app-start-arrow{text-align:center;color:#9b7a3b;font-size:20px}.app-start-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:14px;gap:14px;margin-top:18px}.app-start-card{display:flex;flex-direction:column;min-height:240px;padding:24px;border:1px solid #d9e0e6;border-radius:14px;background:#fff;transition:transform .15s,box-shadow .15s}.app-start-card:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(16,43,69,.1)}.app-start-card.primary{background:#102b45;color:#fff;border-color:#102b45}.app-start-card.guide{background:#f8f0e1;border-color:#ead8b2}.app-start-num{color:#a47c35;font-size:21px;font-weight:800}.app-start-card h2{font-size:20px;margin:18px 0 8px}.app-start-card p{color:#657487;font-size:14px;line-height:1.75;margin:0}.app-start-card.primary p{color:#c1cfdb}.app-start-card strong{margin-top:auto;padding-top:22px;color:#26735e;font-size:14px}.app-start-card.primary strong{color:#e6c67c}.app-start-note{display:flex;gap:16px;margin-top:18px;padding:17px 19px;background:#f8f1e4;border:1px solid #ead7b0;border-radius:10px;color:#665638;font-size:13px;line-height:1.7}.app-start-note b{white-space:nowrap}.app-help-lead{margin-bottom:27px}.app-help-steps{border-top:1px solid #dce3e9}.app-help-step{display:grid;grid-template-columns:48px 1fr auto;grid-gap:20px;gap:20px;align-items:start;padding:22px 0;border-bottom:1px solid #dce3e9}.app-help-step>span{color:#a47c35;font-size:19px;font-weight:800}.app-help-step h2{font-size:18px;margin:0 0 6px}.app-help-step p{font-size:14px;color:#667486;line-height:1.8;margin:0;max-width:640px}.app-help-step a{font-size:13px;color:#26735e;font-weight:700;white-space:nowrap;padding-top:3px}.app-help-box{margin-top:22px;padding:22px 24px;border:1px solid #dce3e9;border-radius:12px;background:#fff}.app-help-box h2{font-size:17px;margin:0 0 15px}.app-help-checks{display:grid;grid-template-columns:1fr 1fr;grid-gap:9px 24px;gap:9px 24px}.app-help-checks span{font-size:14px;color:#536274}.app-help-checks span:before{content:"✓";color:#26735e;font-weight:800;margin-right:8px}.app-help-box.muted{background:#f8f1e4;border-color:#ead7b0}.app-help-box.muted p{font-size:14px;color:#6d604d;line-height:1.8;margin:0 0 10px}.app-help-box.muted a{font-size:14px;color:#7b5d28;font-weight:700}.app-help-public{font-size:13px;color:#687687;margin-top:25px}.app-help-public a{text-decoration:underline;text-underline-offset:3px;color:#1d5f78}@media(max-width:800px){.app-start-flow{grid-template-columns:1fr;gap:6px}.app-start-arrow{transform:rotate(90deg);height:18px}.app-start-grid{grid-template-columns:1fr}.app-start-card{min-height:0}.app-help-step{grid-template-columns:42px 1fr}.app-help-step a{grid-column:2;padding-top:0}.app-help-checks{grid-template-columns:1fr}.app-help,.app-start{padding-top:8px}}.calculator-print-mode{display:none}.legacy-navigation{margin-top:24px;border-top:1px solid #d8dee6;padding-top:14px}.legacy-navigation summary{padding:10px 12px;font-size:13px;cursor:pointer;color:#536275}.calculator-toolbar{border:1px solid #cbd6e2;background:white;border-radius:12px;padding:14px;margin:16px 0}.calculator-toolbar p{font-size:13px;color:#435369;margin:0 0 10px}.calculator-toolbar>div{display:flex;gap:8px;flex-wrap:wrap}.calculator-import,.calculator-toolbar button{display:inline-flex;align-items:center;font:inherit;font-size:13px;padding:9px 12px;border:1px solid #b6c3d2;background:white;border-radius:8px;cursor:pointer;min-height:42px}.calculator-import input{position:absolute;width:1px;height:1px;-webkit-clip-path:inset(50%);clip-path:inset(50%)}.calculator-import:focus-within{outline:3px solid #c6a15b}.calculator-jump{margin:14px 0}.calc-return,.calculator-jump a{display:inline-block;padding:10px 14px;border:1px solid #b6c3d2;border-radius:8px;font-weight:700}.calculator-content{word-break:keep-all;overflow-wrap:anywhere}.calculator-content section[id]{scroll-margin-top:20px}.calc-page{max-width:1120px;margin:auto;word-break:keep-all;overflow-wrap:anywhere}.calc-heading{margin:8px 0 24px}.calc-heading>span,.calc-tools span{font-size:13px;color:#7b5f29;font-weight:700}.calc-heading h1{font-size:30px;line-height:1.4;margin:10px 0}.calc-heading p,.calc-note p,.calc-section p{font-size:15px;line-height:1.8;color:#465569;margin:8px 0 16px}.calc-note{padding:16px 20px;border:1px solid #d4bf95;border-radius:12px;background:#f5f0e5}.calc-note b{color:#513f1c}.calc-note p:last-child{margin-bottom:0}.calc-section{padding:22px;margin:20px 0;background:white;border:1px solid #d8dee6;border-radius:14px}.calc-section h2{font-size:21px;margin:0 0 14px}.calc-section h3{font-size:16px}.calc-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:18px;gap:18px}.calc-field{min-width:0}.calc-field>label{display:block;font-weight:700;font-size:14px;margin-bottom:7px}.calc-field>div{display:flex;border:1px solid #bbc8d7;border-radius:8px;overflow:hidden}.calc-field input{width:100%;min-width:0;border:0;padding:11px;font:inherit;background:#f9fafc;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.calc-field>div>span{padding:12px 10px;font-size:12px;background:#f1f4f8;white-space:nowrap}.calc-field small,.calc-metric small{display:block;margin-top:7px;font-size:12px;line-height:1.65;color:#536275}.calc-field select{width:100%;min-height:44px;padding:8px;font:inherit;border:1px solid #bbc8d7;border-radius:8px;background:white}.calc-section details{margin-top:16px;padding-top:14px;border-top:1px solid #d7dfe7}.calc-section summary{font-size:15px;line-height:1.6;cursor:pointer;font-weight:700;min-height:44px}.calc-section details .calc-grid{margin:14px 0}.calc-results{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));grid-gap:12px;gap:12px;margin-top:22px}.calc-metric{padding:16px;border:1px solid #bdcad9;border-radius:10px;background:#f6f8fb;min-width:0}.calc-metric>span{font-size:13px;color:#43576d}.calc-metric strong{display:block;font-size:23px;line-height:1.5;margin-top:7px;color:#142c48;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.calc-check{display:flex;gap:10px;align-items:center;padding:12px 0;line-height:1.7}.calc-check input{width:20px;height:20px;flex-shrink:0}.calc-section ol,.calc-section ul{padding-left:22px;font-size:15px;line-height:1.9}.calc-section li+li{margin-top:10px}.calc-section a{text-decoration:underline;text-underline-offset:3px}.calc-tools{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:18px;gap:18px}.calc-tools-2{grid-template-columns:repeat(2,1fr)}.calc-group{font-size:17px;margin:26px 0 12px;color:#142c48}.calc-tools>a{padding:24px;border:1px solid #cbd6e2;border-radius:14px;background:white;display:flex;flex-direction:column}.calc-tools>a:hover{border-color:#947a43;box-shadow:0 8px 20px #142c4810}.calc-tools h2{font-size:22px;line-height:1.4}.calc-tools p{line-height:1.8;color:#465569;flex:1 1}.calc-tools b{margin-top:10px;font-size:14px}.md-tools-link{padding:9px 13px;border:1px solid #d0d6de;border-radius:8px;font-size:13px;font-weight:700;background:white;color:#172d47}.sidebar a.active{background:#eaf0f6;color:#163953;font-weight:700}@media(max-width:800px){.calc-tools,.calc-tools-2{grid-template-columns:1fr}.calculator-import,.calculator-toolbar button{min-height:44px}.calculator-content{max-width:100%}.calc-heading h1{font-size:25px}}@media(max-width:600px){.calc-grid,.calc-results{grid-template-columns:1fr}.calc-section{padding:18px 14px}.calc-heading p{font-size:14px}.calc-tools>a{padding:20px}}@media print{@page{size:A4;margin:12mm}.calculator-jump,.calculator-toolbar,.no-print{display:none!important}.calc-page,.calculator-content{padding:0!important;max-width:none!important}.calc-page *,.calculator-content *{color:#152536!important;text-shadow:none!important;box-shadow:none!important}.calc-section,.calculator-content section{overflow:visible!important;position:static!important}.calculator-content table{width:100%!important;min-width:0!important}.calculator-content td,.calculator-content th{white-space:normal!important;font-size:9px!important;padding:4px!important}.calculator-content tr{page-break-inside:avoid;break-inside:avoid}.calc-section h2,.calculator-content h2,.calculator-content h3{page-break-after:avoid;break-after:avoid}.calc-grid,.calc-results{grid-template-columns:1fr 1fr}.calc-section{padding:12px;margin:12px 0;border:1px solid #9caaba}.calc-heading h1{font-size:24px}.calc-page p{font-size:12px}.calc-metric{page-break-inside:avoid;break-inside:avoid;background:white}.calc-metric strong{font-size:19px}.calc-field input{padding:6px}.calculator-content svg{max-height:180px}.calc-tools{grid-template-columns:1fr 1fr 1fr}}@media(max-width:800px){.legacy-navigation{margin:0;border:0;padding:0;min-width:135px}.legacy-navigation[open]{min-width:180px}.legacy-navigation summary{white-space:nowrap}}@media print{.calculator-print-mode{display:block!important;padding:8px;border:1px solid #61768e;font-size:11px!important;color:#152536!important}.calculator-content fieldset{page-break-inside:avoid;break-inside:avoid}.calculator-content h3{page-break-after:avoid;break-after:avoid}.calc-field{page-break-inside:avoid;break-inside:avoid}}.calc-caution{margin:22px 0 0;padding:18px 20px;border:1px solid #e0d3b4;border-radius:12px;background:#fcf7ec;font-size:13.5px;line-height:1.9;color:#5f5233}.calc-caution b{display:inline-block;margin-bottom:4px;color:#4a3f22}.workspace-header{background:#fff;border-bottom:1px solid #dbe4e7;color:#173347;position:relative;z-index:30;font-family:Noto Sans KR,Malgun Gothic,sans-serif}.mc-draft .workspace-account summary{margin:0;padding:0;border:0;list-style:none;font-size:14px;color:#173347;background:transparent}.mc-draft .workspace-account summary:before{content:none}.workspace-account summary::-webkit-details-marker{display:none}.mc-draft .md-review-status{font-size:13px;color:#5a707b;margin:0 0 16px;line-height:1.7}.workspace-top{max-width:1400px;margin:auto;padding:16px 28px;display:flex;align-items:center;justify-content:space-between;gap:16px}.workspace-brand{display:flex;gap:11px;align-items:center;text-decoration:none}.workspace-brand>span{font:26px Georgia,serif;width:40px;height:40px;display:grid;place-items:center;border:1px solid #b39761;border-radius:50%;color:#947139}.workspace-brand b{font-size:14px;letter-spacing:1.5px}.workspace-brand small{display:block;font-size:12px;letter-spacing:0;font-weight:400;color:#647783;margin-top:3px}.workspace-account{display:flex;align-items:center;gap:20px;font-size:14px}.workspace-account summary{cursor:pointer;min-height:44px;display:flex;align-items:center;gap:6px}.workspace-account summary:after{content:"⌄";color:#637985}.workspace-account-menu{position:absolute;right:max(20px,calc((100vw - 1344px)/2));top:70px;width:285px;max-width:calc(100vw - 32px);background:#fff;border:1px solid #d5dfe3;border-radius:12px;padding:18px;box-shadow:0 14px 40px #17334722;z-index:50}.workspace-account-menu p{overflow-wrap:anywhere;font-size:14px;margin:0 0 8px}.workspace-account-menu small{display:block;margin:0 0 12px;color:#687983}.workspace-account-menu a,.workspace-account-menu button{display:block;width:100%;text-align:left;background:none;color:#173347;border:0;font:inherit;min-height:44px;padding:10px 0;cursor:pointer}.workspace-account-menu .workspace-legacy p{font-size:12px;color:#637783;line-height:1.7}.workspace-legacy{border-top:1px solid #dce4e7;margin-top:10px}.workspace-legacy a{padding-left:12px}.workspace-home{color:#596d79}.workspace-nav{display:flex;gap:8px;max-width:1400px;margin:auto;padding:0 28px;overflow-x:auto;scrollbar-width:thin;white-space:nowrap}.workspace-nav>a{display:flex;align-items:center;justify-content:center;min-height:50px;padding:10px 24px;color:#566b78;font-size:15px;border-bottom:3px solid transparent;text-decoration:none}.workspace-nav>a[aria-current]{border-color:#1f6a58;color:#174e40;font-weight:700;background:#f2f7f4}.workspace-nav>a:hover{background:#f3f6f7}.workspace-status{margin:0;padding:10px 24px;background:#f8efdc;font-size:14px}.workspace-main{max-width:1200px;margin:auto;padding:38px 28px 70px}.workspace-legacy-notice{padding:16px;margin-bottom:24px;background:#fcf1dd;border:1px solid #e3d0aa;border-radius:10px;font-size:14px;line-height:1.8}.workspace-legacy-notice a{display:block;text-decoration:underline}.workspace-cta{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:8px;background:#173347;color:#fff;font-size:15px;font-weight:700;text-decoration:none;line-height:1.7}.dashboard-action{display:grid;grid-template-columns:1.7fr 1fr;grid-gap:32px;gap:32px;margin:28px 0 0;padding:32px;border:1px solid #d3e0dd;border-radius:16px;background:#fff}.dashboard-action>div>span{font-size:13px;color:#527769}.dashboard-action h2{font-size:26px;line-height:1.5;margin:10px 0 12px;letter-spacing:-.7px}.dashboard-action p{font-size:15px;line-height:1.8;color:#60727d;margin:0 0 22px;max-width:40em}.dashboard-balance{display:flex;flex-direction:column;justify-content:center;padding:24px;background:#173347;border-radius:12px;color:#fff}.dashboard-action .dashboard-balance span{color:#c3d4db;font-size:14px}.dashboard-balance strong{font-size:34px;margin:12px 0}.dashboard-balance small{font-size:12px;color:#c3d4db;line-height:1.8}.dashboard-facts{display:grid;grid-template-columns:repeat(3,1fr);padding:22px 0;border-bottom:1px solid #d9e2e4;margin-bottom:26px}.dashboard-facts>div{padding:6px 22px;border-right:1px solid #d9e2e4}.dashboard-facts>div:first-child{padding-left:0}.dashboard-facts>div:last-child{border:0}.dashboard-facts span{display:block;font-size:13px;color:#627580;margin-bottom:8px}.dashboard-facts b{font-size:17px}.dashboard-links{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:16px;gap:16px}.dashboard-links>a{border:1px solid #d5e0e4;border-radius:12px;background:#fff;padding:22px}.dashboard-links h2{display:flex;justify-content:space-between;font-size:18px;margin:0 0 8px}.dashboard-links h2 span{color:#27735d}.dashboard-help,.dashboard-links p{font-size:14px;color:#5c707d;line-height:1.8;margin:0}.dashboard-help{margin-top:24px}.dashboard-help a{color:#225c4e;text-decoration:underline;text-underline-offset:4px}.help-topic{border-bottom:1px solid #d5e0e4;padding:0 18px;background:#fff}.help-topic summary{cursor:pointer;display:flex;gap:20px;align-items:center;min-height:78px;list-style:none}.help-topic summary::-webkit-details-marker{display:none}.help-topic summary>span{font-size:17px;color:#99743a}.help-topic h2{font-size:19px;margin:0;flex:1 1}.help-topic summary:after{content:"＋";font-size:20px;color:#637e72}.help-topic[open] summary:after{content:"−"}.help-topic p{font-size:15px;line-height:1.9;color:#5d717c;margin:0 0 16px;padding-left:42px}.help-topic>a{display:inline-flex;margin:0 0 20px 42px;min-height:44px;align-items:center;color:#216551;font-size:15px;font-weight:700}.help-topic:first-child{border-radius:12px 12px 0 0}.mc-draft .md-input-tip{display:flex;justify-content:space-between;gap:12px;font-size:14px;color:#3b6658;margin-bottom:14px}.md-input-tip span{font-size:12px;color:#637984}.mc-draft .md-money-row{min-height:76px}.mc-draft .md-rows+details{margin-top:4px;margin-bottom:14px}.mc-draft .md-rows+details summary{font-size:13px;color:#546e62}.mc-draft .md-heading{margin-bottom:22px}.mc-draft .md-heading p{line-height:1.9}.mc-draft .md-frame{max-width:1520px;margin:auto}.mc-draft .md-nav{min-height:calc(100vh - 140px)}.mc-draft .md-summary-hero{padding:20px 24px}.mc-draft .md-summary-hero h2{font-size:22px}@media(max-width:760px){.workspace-top{padding:12px 16px}.workspace-brand b{font-size:12px}.workspace-account{gap:12px;font-size:13px}.workspace-nav{padding:0 10px;gap:0}.workspace-nav>a{padding:10px 13px;font-size:14px;flex:1 1;min-height:48px}.workspace-main{padding:24px 16px 60px}.dashboard-action{grid-template-columns:1fr;gap:22px;padding:24px}.dashboard-action h2{font-size:23px}.dashboard-balance{padding:20px}.dashboard-balance strong{margin:8px 0;font-size:31px}.dashboard-facts{gap:18px;grid-template-columns:1fr;margin-bottom:22px}.dashboard-facts>div{border:0;display:flex;justify-content:space-between;gap:16px;padding:0}.dashboard-facts span{margin:0}.dashboard-facts b{font-size:15px}.dashboard-links{grid-template-columns:1fr}.help-topic{padding:0 14px}.help-topic summary{gap:14px}.help-topic p{padding-left:0}.help-topic>a{margin-left:0}.mc-draft .md-input-tip{display:block}.md-input-tip span{display:block;margin-top:5px}.mc-draft .md-nav{min-height:0}.mc-draft .md-money-row{min-height:68px}.mc-draft .md-panel{padding:20px 16px}.workspace-account-menu{top:62px}}@media(max-width:390px){.workspace-brand>span{width:32px;height:32px;font-size:21px}.workspace-brand{gap:7px}.workspace-brand b{font-size:11px;letter-spacing:.7px}.workspace-account{gap:8px;font-size:12px}.workspace-nav>a{padding:10px 8px;font-size:13px}}@media print{.workspace-header{display:none!important}.workspace-main{padding:0;max-width:none}.workspace-legacy-notice{display:none}}.free-intake-notice{border:1px solid #bbd4c9;border-radius:12px;background:#eef7f1;padding:22px;margin:20px 0;color:#224d3e}.free-intake-notice h2{font-size:18px;margin:0 0 8px}.free-intake-notice p{font-size:14px;line-height:1.8;margin:8px 0 14px}.free-intake-notice summary{min-height:44px;cursor:pointer;font-size:14px}.free-intake-notice dl{margin:0 0 16px;font-size:14px}.free-intake-notice dl>div{display:flex;justify-content:space-between;gap:15px;padding:8px 0;border-bottom:1px solid #d2e3d9}.free-intake-notice dd{margin:0;font-weight:700}.free-intake-notice .intake-help{font-size:12px;color:#4e6a5f}.intake-dismiss{margin-left:16px;border:0;background:none;font:inherit;color:#315d4c;text-decoration:underline;cursor:pointer}.intake-dismiss,.intake-link{display:inline-flex;align-items:center;min-height:44px;font-size:14px}.intake-link{font-weight:700}.login-card .free-intake-notice{padding:16px}.login-card .free-intake-notice h2{font-size:16px}.login-card .intake-link{display:none}@media(max-width:700px){.free-intake-notice{padding:18px}.free-intake-notice h2{font-size:17px}}@media print{.free-intake-notice{display:none!important}}.workspace-nav>.workspace-nav-group>a{display:flex;align-items:center;justify-content:center;min-height:50px;padding:10px 24px;color:#566b78;font-size:15px;border-bottom:3px solid transparent;text-decoration:none}.workspace-nav>.workspace-nav-group>a[aria-current]{border-color:#1f6a58;color:#174e40;font-weight:700;background:#f2f7f4}.workspace-nav>.workspace-nav-group>a:hover{background:#f3f6f7}.workspace-nav-group{position:relative;display:flex}.workspace-nav-group>a:after{content:"⌄";margin-left:6px;font-size:13px;color:#8496a0}.workspace-nav-menu{position:absolute;top:100%;left:0;z-index:60;width:320px;max-width:calc(100vw - 32px);padding:14px;background:#fff;border:1px solid #d5dfe3;border-radius:12px;box-shadow:0 14px 40px #17334722;opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .14s ease,transform .14s ease;white-space:normal}.workspace-nav-menu>p{margin:0 0 10px;padding:0 10px;font-size:12px;color:#7d8f99}.workspace-nav-menu a{display:block;padding:10px;border-radius:9px;text-decoration:none;color:#173347}.workspace-nav-menu a:hover{background:#f2f7f4}.workspace-nav-menu strong{display:block;font-size:14.5px;font-weight:700;line-height:1.5}.workspace-nav-menu span{display:block;margin-top:3px;font-size:12.5px;line-height:1.65;color:#687c87}.workspace-nav-menu .workspace-nav-all{margin-top:6px;padding-top:12px;border-top:1px solid #e3eaed;border-radius:0;font-size:13px;font-weight:700;color:#216551}.workspace-nav-menu .workspace-nav-all:hover{background:none;text-decoration:underline;text-underline-offset:4px}@media (hover:hover) and (min-width:761px){.workspace-nav{overflow-x:visible}.workspace-nav-group:focus-within .workspace-nav-menu,.workspace-nav-group:hover .workspace-nav-menu{opacity:1;visibility:visible;transform:none}}@media (max-width:760px){.workspace-nav-group{flex:1 1}.workspace-nav>.workspace-nav-group>a{padding:10px 13px;font-size:14px;flex:1 1;min-height:48px}.workspace-nav-group>a:after,.workspace-nav-menu{display:none}}@media (max-width:390px){.workspace-nav>.workspace-nav-group>a{padding:10px 8px;font-size:13px}}.dx-verdict{border:1px solid #d5e0e4;border-left:5px solid #93a5ae;border-radius:14px;background:#fff;padding:26px 28px;margin:6px 0 34px}.dx-verdict.dx-warn{border-left-color:#b5442f;background:#fdf5f3}.dx-verdict.dx-check{border-left-color:#9a7526;background:#fdf9f0}.dx-verdict.dx-ok{border-left-color:#1f6a58;background:#f2f8f5}.dx-verdict-tag{display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:.3px;color:#5b6f7a;margin-bottom:10px}.dx-verdict.dx-warn .dx-verdict-tag{color:#9c3a29}.dx-verdict.dx-check .dx-verdict-tag{color:#856520}.dx-verdict.dx-ok .dx-verdict-tag{color:#1c5c4c}.dx-verdict-body{margin:0;font-size:16px;line-height:1.85;color:#22323d}.dx-verdict-next{margin:16px 0 0;padding-top:14px;border-top:1px solid #e2eaed;font-size:13.5px;line-height:1.8;color:#5d717c}.dx-verdict-next b{color:#3f5763;margin-right:6px}.dx-verdict .workspace-cta{margin-top:20px}.dx-empty p{margin:0 0 18px;font-size:15px;line-height:1.85;color:#4c616d}.dx-title{font-size:19px;margin:0 0 14px;letter-spacing:-.3px}.dx-list{list-style:none;margin:0 0 14px;padding:0;display:grid;grid-gap:10px;gap:10px}.dx-item>a{display:grid;grid-template-columns:82px 1fr auto;grid-template-areas:"mark label value" ". detail detail";grid-gap:4px 16px;gap:4px 16px;align-items:center;padding:16px 20px;border:1px solid #dde5e8;border-radius:12px;background:#fff;text-decoration:none;color:inherit}.dx-item>a:hover{border-color:#b7c7cd;background:#fbfcfd}.dx-mark{grid-area:mark;font-size:11.5px;font-weight:700;text-align:center;padding:5px 0;border-radius:20px;background:#eef2f4;color:#5b6f7a;white-space:nowrap}.dx-item.dx-warn .dx-mark{background:#f6e1dc;color:#9c3a29}.dx-item.dx-check .dx-mark{background:#f7ecd5;color:#856520}.dx-item.dx-ok .dx-mark{background:#e2f0ea;color:#1c5c4c}.dx-item b{grid-area:label}.dx-item b,.dx-item strong{font-size:15px;font-weight:700}.dx-item strong{grid-area:value;color:#22323d;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;text-align:right}.dx-item.dx-warn strong{color:#a03c2a}.dx-detail{grid-area:detail;font-size:13px;line-height:1.75;color:#61747f;margin-top:3px}.dx-basis{font-size:12px;line-height:1.85;color:#77878f;margin:0 0 34px;padding:14px 16px;background:#f5f8f9;border-radius:10px}@media (max-width:640px){.dx-verdict{padding:20px 18px;margin-bottom:26px}.dx-verdict-body{font-size:15px}.dx-item>a{grid-template-columns:1fr auto;grid-template-areas:"mark mark" "label value" "detail detail";padding:14px 16px;gap:6px 12px}.dx-mark{justify-self:start;padding:5px 12px}.dx-item strong{text-align:right}}.dx-badge{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 10px;margin:-6px 0 26px;font-size:13.5px;line-height:1.8;color:#5d717c}.dx-badge b{font-size:12.5px;font-weight:700;letter-spacing:.3px;padding:4px 11px;border-radius:20px;background:#eef2f4;color:#5b6f7a;white-space:nowrap}.dx-badge.dx-warn b{background:#f6e1dc;color:#9c3a29}.dx-badge.dx-check b{background:#f7ecd5;color:#856520}.dx-badge.dx-ok b{background:#e2f0ea;color:#1c5c4c}.dx-badge a{color:#1f5f7a;font-weight:700;text-decoration:none;white-space:nowrap}.dx-badge a:hover{text-decoration:underline}.dx-due{list-style:none;margin:0 0 14px;padding:0;display:grid;grid-gap:8px;gap:8px;counter-reset:due}.dx-due>li{display:grid;grid-template-columns:96px 1fr;grid-gap:14px;gap:14px;align-items:center;padding:13px 18px;border:1px solid #dde5e8;border-left:4px solid #93a5ae;border-radius:12px;background:#fff}.dx-due>li.dx-warn{border-left-color:#b5442f}.dx-due>li.dx-check{border-left-color:#9a7526}.dx-due-when{font-size:12px;font-weight:700;color:#5b6f7a;white-space:nowrap}.dx-due>li.dx-warn .dx-due-when{color:#9c3a29}.dx-due a{font-size:14px;line-height:1.7;color:#22323d;text-decoration:none}.dx-due a:hover{text-decoration:underline}.stress-list{list-style:none;margin:0 0 14px;padding:0;display:grid;grid-gap:9px;gap:9px}.stress-row{display:grid;grid-template-columns:250px 1fr 190px;grid-gap:16px;gap:16px;align-items:center;padding:12px 18px;border:1px solid #dde5e8;border-radius:12px;background:#fff}.stress-row.stress-base{background:#f5f8f9}.stress-label{display:flex;flex-direction:column;gap:2px;min-width:0}.stress-label>b{font-size:14.5px;font-weight:700;color:#2f4250}.stress-label>small{font-size:12.5px;color:#6b7c85;line-height:1.5}.stress-out{margin:0 0 12px;padding:10px 16px;border-radius:10px;background:#f5f8f9;font-size:13.5px;line-height:1.8;color:#3f5360;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.stress-out>span>span{white-space:nowrap}.stress-bar{height:14px;background:#eef2f4;overflow:hidden}.stress-bar,.stress-bar>i{display:block;border-radius:7px}.stress-bar>i{height:100%;background:#1f6a58}.stress-row.stress-base .stress-bar>i{background:#93a5ae}.stress-row.stress-neg .stress-bar>i{background:#b5442f}.stress-row>strong{font-size:14.5px;font-weight:700;text-align:right;color:#22323d;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.stress-row.stress-neg>strong{color:#a03c2a}@media (max-width:640px){.dx-due>li{grid-template-columns:1fr;gap:5px;padding:13px 15px}.stress-row{grid-template-columns:1fr auto;grid-template-areas:"label value" "bar bar";gap:7px 12px;padding:12px 15px}.stress-label{grid-area:label}.stress-row>strong{grid-area:value}.stress-bar{grid-area:bar}}.license-form{display:grid;grid-template-columns:1fr 200px 1fr auto;grid-gap:14px;gap:14px;align-items:end}.license-form label{display:flex;flex-direction:column;gap:6px;font-size:13px;font-weight:700;color:#3f5763}.license-form label span{font-weight:400;font-size:11.5px;color:#8b99a2}.license-form input,.license-form select{padding:11px 13px;border:1px solid #cfdae0;border-radius:9px;font-size:14px;font-family:inherit;background:#fff;color:#22323d}.license-form input:focus,.license-form select:focus{outline:2px solid #9ec0cf;outline-offset:1px;border-color:#7ba5b8}.license-form .workspace-cta{margin:0;white-space:nowrap}.license-error{border-radius:9px;background:#fdf1ee;border:1px solid #edcfc7;color:#9c3a29}.license-done,.license-error{margin:14px 0 0;padding:11px 14px;font-size:13.5px;line-height:1.7}.license-done{border-radius:9px;background:#f0f7f3;border:1px solid #cbe3d7;color:#1c5c4c}.license-table-wrap{overflow-x:auto;margin:0 0 14px;border:1px solid #dde5e8;border-radius:12px;background:#fff}.license-table{width:100%;border-collapse:collapse;font-size:13px}.license-table th{text-align:left;padding:11px 14px;background:#f5f8f9;color:#5b6f7a;font-size:11.5px;font-weight:700;letter-spacing:.02em;white-space:nowrap;border-bottom:1px solid #dde5e8}.license-table td{padding:12px 14px;border-bottom:1px solid #eef2f4;vertical-align:top;color:#22323d;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.license-table tr:last-child td{border-bottom:none}.license-table td span{font-size:11.5px;color:#77878f}.license-table tr.license-off td{color:#8b99a2;background:#fbfcfc}.license-expire{padding:6px 11px;border:1px solid #dde5e8;border-radius:7px;background:#fff;font-size:12px;font-weight:700;color:#5b6f7a;cursor:pointer;white-space:nowrap;font-family:inherit}.license-expire:hover:not(:disabled){border-color:#c9a9a0;color:#9c3a29;background:#fdf7f5}.license-expire:disabled{opacity:.5;cursor:default}@media (max-width:820px){.license-form{grid-template-columns:1fr}.license-form .workspace-cta{width:100%;text-align:center}}.app-help-excel{scroll-margin-top:90px}.app-help-excel>p{font-size:14px;color:#536274;line-height:1.8;margin:0 0 14px}.app-help-excel ol{margin:0 0 18px;padding-left:22px;display:grid;grid-gap:10px;gap:10px}.app-help-excel li{font-size:14px;color:#3f4f5f;line-height:1.8;padding-left:4px}.app-help-excel li b{color:#16324d}.app-help-links{display:flex;flex-wrap:wrap;gap:8px 20px;margin-top:16px}.app-help-links a{font-size:14px;font-weight:700;color:#26735e;text-decoration:underline;text-underline-offset:3px;min-height:32px;display:inline-flex;align-items:center}.dx-empty .dx-excel-alt{margin:14px 0 0;font-size:14px;color:#5c707d}.dx-excel-alt a{color:#225c4e;text-decoration:underline;text-underline-offset:4px}.help-flow{list-style:none;margin:26px 0 28px;padding:0;display:grid;grid-gap:14px;gap:14px}.help-flow>li{display:grid;grid-template-columns:44px minmax(0,1fr);grid-gap:18px;gap:18px;padding:24px 26px;border:1px solid #d5e0e4;border-radius:14px;background:#fff}.help-flow-no{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:#173347;color:#fff;font-size:19px;font-weight:700}.help-flow h2{margin:8px 0;font-size:20px;letter-spacing:-.4px;display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}.help-flow h2 small{font-size:13px;font-weight:600;color:#8a6a35}.help-flow p{margin:0 0 12px;font-size:15px;line-height:1.8;color:#4f6370;max-width:44em}.help-flow .help-flow-small{font-size:14px;color:#66757d}.help-flow-list{margin:0;padding-left:18px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:6px 24px;gap:6px 24px;font-size:15px;line-height:1.7;color:#2f4250}.help-flow-list.wide{grid-template-columns:1fr}.help-flow-ways{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:10px;gap:10px;margin:4px 0 14px}.help-flow-ways>div{border:1px solid #dfe7e6;border-radius:10px;padding:14px 16px;background:#f8fbf9}.help-flow-ways b{display:flex;align-items:center;gap:8px;font-size:15px}.help-flow-ways span{display:block;margin-top:6px;font-size:14px;line-height:1.7;color:#5c707d}.help-flow-ways a,.help-more a{color:#225c4e;text-decoration:underline;text-underline-offset:3px}.help-flow-ways em,.help-pc{font-style:normal;font-size:11.5px;font-weight:700;letter-spacing:.3px;color:#8a6a35;border:1px solid #d9c49a;background:#fdf8ec;border-radius:999px;padding:2px 9px;vertical-align:middle}.help-more{margin-top:16px;border-top:1px solid #e3e9ea;padding-top:12px}.help-more summary{cursor:pointer;font-size:14px;font-weight:700;color:#3f5360}.help-more ul{margin:10px 0 0;padding-left:18px;display:grid;grid-gap:6px;gap:6px;font-size:14px;line-height:1.75;color:#5c707d}.help-faq-title{font-size:18px;margin:34px 0 10px}.help-topic p a{color:#225c4e;text-decoration:underline;text-underline-offset:3px}@media(max-width:760px){.help-flow>li{grid-template-columns:1fr;gap:10px;padding:20px 18px}.help-flow-no{width:36px;height:36px;font-size:16px}.help-flow h2{margin-top:0}.help-flow-list,.help-flow-ways{grid-template-columns:1fr}}.workspace-main:has(.start-layout){max-width:1560px}.start-layout{display:grid;grid-template-columns:minmax(0,1fr) 380px;grid-gap:36px;gap:36px;align-items:start}.start-main{min-width:0}.start-side{position:-webkit-sticky;position:sticky;top:18px;max-height:calc(100vh - 36px);overflow:auto;scrollbar-width:thin}@media(max-width:1180px){.start-layout{grid-template-columns:1fr}.start-side{position:static;max-height:none;overflow:visible}}.sim{background:#fff;border:1px solid #d5e0e4;border-radius:16px;padding:22px 22px 18px;box-shadow:0 10px 30px -18px #17334740}.sim-kicker{display:block;font-size:12px;font-weight:700;letter-spacing:.6px;color:#8a6a35}.sim-head h2{margin:4px 0 14px;font-size:21px;letter-spacing:-.5px}.sim-field{display:flex;flex-direction:column;gap:5px;min-width:0}.sim-field>span:first-child{font-size:13px;font-weight:600;color:#3f5360}.sim-field small{font-size:12px;color:#7a8a92}.sim-goal select{height:44px;padding:0 10px;font:inherit;font-size:15px;background:#fff;color:#173347}.sim-goal select,.sim-input{border:1px solid #bccbd1;border-radius:9px}.sim-input{display:flex;align-items:center;background:#fffdf6;overflow:hidden}.sim-input:focus-within{border-color:#1f6a58;box-shadow:0 0 0 3px #1f6a5822}.sim-input input{flex:1 1;min-width:0;height:42px;border:0;background:transparent;padding:0 4px 0 12px;font:inherit;font-size:16px;font-weight:600;text-align:right;color:#173347;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;outline:none}.sim-input em{font-style:normal;font-size:13px;color:#66757d;padding:0 11px 0 6px;white-space:nowrap}.sim-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px;margin:14px 0 16px}.sim-grid>.sim-field:last-child{grid-column:1/-1}.sim-empty,.sim-note{font-size:13.5px;color:#5c707d;line-height:1.7;margin:10px 0 0}.sim-note a{color:#225c4e;text-decoration:underline;text-underline-offset:3px}.sim-empty{padding:18px;border-radius:12px;background:#f5f8f9;text-align:center}.sim-result{border-radius:14px;background:#173347;color:#eef3f5;padding:18px 18px 14px}.sim-label{font-size:13px;color:#b9cad2}.sim-big{display:block;font-size:30px;line-height:1.3;margin:2px 0 12px;color:#f3ddab;letter-spacing:-.6px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.sim-bar{position:relative;display:flex;height:12px;border-radius:6px;background:#ffffff1f;overflow:visible}.sim-bar i{display:block;height:100%}.sim-bar-paid{background:#9fc3b6;border-radius:6px 0 0 6px}.sim-bar-gain{background:#e7c983}.sim-bar-mark{position:absolute;top:-5px;width:2px;height:22px;background:#fff;transform:translateX(-1px)}.sim-legend{display:flex;flex-wrap:wrap;gap:4px 14px;margin:9px 0 0;font-size:12.5px;color:#c6d4da}.sim-legend i{display:inline-block;width:9px;height:9px;border-radius:2px;margin-right:6px;vertical-align:0}.sim-dot-paid{background:#9fc3b6}.sim-dot-gain{background:#e7c983}.sim-verdict{margin:12px 0 0;padding:10px 12px;border-radius:9px;font-size:14px;background:#ffffff14}.sim-verdict.is-short b{color:#ffb4a3}.sim-verdict.is-ok b{color:#a9e3c8}.sim-facts{margin:10px 0 0;display:grid;grid-gap:6px;gap:6px}.sim-facts>div{display:flex;justify-content:space-between;gap:10px;font-size:13.5px;border-top:1px solid #ffffff1a;padding-top:7px}.sim-facts dt{color:#b9cad2}.sim-facts dd{margin:0;font-weight:700;text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.sim-actions{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px;margin-top:12px;font-size:13px}.sim-actions a{color:#225c4e;text-decoration:underline;text-underline-offset:3px}.sim-reset{border:1px solid #c7d4d8;background:#fff;border-radius:8px;padding:6px 10px;font-size:13px;color:#3f5360;cursor:pointer}.sim-fine{margin:12px 0 0;font-size:12px;line-height:1.7;color:#7a8a92}.ao{margin-top:8px}.ao-top{display:grid;grid-template-columns:1.6fr repeat(3,1fr);grid-gap:10px;gap:10px;margin-bottom:12px}.ao-top>div{border:1px solid #d5e0e4;border-radius:12px;background:#fff;padding:14px 16px;display:flex;flex-direction:column;gap:4px;min-width:0}.ao-top span{font-size:13px;color:#627580}.ao-top b{font-size:19px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.ao-top .ao-total{background:#173347;border-color:#173347;color:#fff}.ao-total span{color:#b9cad2!important}.ao-total strong{font-size:26px;color:#f3ddab;letter-spacing:-.5px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.ao-total small{font-size:12.5px;color:#c6d4da}.ao-table{border:1px solid #d5e0e4;border-radius:12px;background:#fff;overflow:hidden}.ao-tr{display:grid;grid-template-columns:minmax(0,1.7fr) 1fr .6fr 1fr;grid-gap:12px;gap:12px;align-items:center;padding:11px 16px;border-top:1px solid #edf1f2}.ao-tr:first-child{border-top:0}.ao-th{background:#f5f8f9;font-size:12.5px;font-weight:700;color:#5c707d}.ao-th span:not(:first-child){text-align:right}.ao-tr b{display:flex;align-items:center;gap:8px;font-size:15px}.ao-tr small{display:block;font-size:12.5px;color:#7a8a92;margin-top:2px;padding-left:18px}.ao-tr small a{color:#225c4e;text-decoration:underline}.ao-num{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:600}.ao-muted{color:#7a8a92;font-weight:500}.ao-dot{display:inline-block;width:10px;height:10px;border-radius:3px;background:#b8c4c9}.ao-성장 .ao-dot{background:#1f6a58}.ao-방어 .ao-dot{background:#4b6fa0}.ao-유동 .ao-dot{background:#7fb3a3}.ao-주거 .ao-dot{background:#c9a96e}.ao-노후 .ao-dot{background:#8a6a35}.ao-sum{background:#f5f8f9}.ao-sum b{font-size:14px}.ao-fine{margin:8px 0 0;font-size:12.5px;line-height:1.7;color:#7a8a92}.ao-future,.ao-mix{margin-top:16px;border:1px solid #d5e0e4;border-radius:12px;background:#fff;padding:18px 20px}.ao-future h3,.ao-mix h3{margin:0 0 6px;font-size:17px}.ao-mix>p{margin:0;font-size:14px;line-height:1.75;color:#5c707d}.ao-mix-in{display:grid;grid-template-columns:repeat(3,minmax(0,1fr)) minmax(0,1.4fr);grid-gap:10px;gap:10px;margin:12px 0 8px}.ao-examples{display:flex;flex-wrap:wrap;align-items:center;gap:6px 8px;margin:4px 0 0!important;font-size:13px!important}.ao-examples>span{color:#5c707d}.ao-examples button{border:1px dashed #b8c9d0;background:#f8fbfa;border-radius:999px;padding:4px 11px;font-size:12.5px;color:#2f4250;cursor:pointer}.ao-examples button:hover{border-color:#1f6a58}.ao-examples small{width:100%;font-size:12px;color:#8a6a35}.ao-warn{margin:10px 0 0!important;color:#a03c2a!important;font-size:13.5px!important}.ao-gap{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:10px;gap:10px;margin-top:12px}.ao-gap>div{border-radius:10px;background:#f5f8f9;padding:11px 13px;display:flex;flex-direction:column;gap:3px}.ao-gap span{font-size:12.5px;font-weight:700;color:#5c707d}.ao-gap b{font-size:14px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.ao-gap small{font-size:12.5px;color:#5c707d}.ao-gap .is-short{color:#a03c2a}.ao-gap .is-over{color:#4b6fa0}.ao-years{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:10px;gap:10px;margin-top:8px}.ao-years>div{border-radius:10px;background:#f5f8f9;padding:12px 13px;display:flex;flex-direction:column;gap:3px}.ao-years span{font-size:12.5px;color:#5c707d}.ao-years b{font-size:17px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.ao-years small{font-size:12px;color:#7a8a92;line-height:1.5}.ao-saved{margin:6px 0 0;font-size:12.5px;color:#2f6555}@media(max-width:760px){.ao-top{grid-template-columns:1fr 1fr}.ao-top .ao-total{grid-column:1/-1}.ao-tr{grid-template-columns:minmax(0,1fr) auto;gap:2px 10px}.ao-tr>span:nth-child(3){display:none}.ao-tr>span:nth-child(4){grid-column:2;font-size:12.5px;font-weight:500;color:#5c707d}.ao-th>span:nth-child(4){display:none}.ao-mix-in{grid-template-columns:repeat(3,minmax(0,1fr))}.ao-mix-in>.sim-field:last-child{grid-column:1/-1}.ao-gap,.ao-years,.sim-grid{grid-template-columns:1fr 1fr}}@media print{.start-side{display:none}}.app-start.start-layout{max-width:1480px}@media(min-width:1181px){.start-main .dashboard-links{grid-template-columns:repeat(3,minmax(0,1fr))}}.ao-m{font-style:normal;display:none}.start-side-inline{margin-top:18px}@media(max-width:760px){.ao-m{display:inline}.ao-nil{display:none!important}.ao-top{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}.ao-top>div{padding:11px 12px}.ao-top b{font-size:15px}.ao-top span{font-size:12px}}.la-tabs{display:inline-flex;gap:4px;padding:4px;border-radius:12px;background:#e9eff0;margin-bottom:14px}.la-tabs button{border:0;background:transparent;border-radius:9px;padding:9px 16px;font:inherit;font-size:14.5px;font-weight:600;color:#5c707d;cursor:pointer}.la-tabs button[aria-selected=true]{background:#fff;color:#173347;box-shadow:0 1px 3px #17334722}.la-card{background:#fff;border:1px solid #d5e0e4;border-radius:14px;padding:20px 22px;margin-bottom:16px;display:grid;grid-gap:14px;gap:14px}.la-card.la-flat{gap:8px}.la-card h2{margin:0;font-size:17px}.la-lead{margin:0;font-size:14px;line-height:1.75;color:#5c707d}.la-field{display:grid;grid-gap:6px;gap:6px;font-size:14px;font-weight:600;color:#2f4250}.la-field>span{font-size:12.5px;font-weight:400;color:#7a8a92}.la-field input,.la-field textarea{border:1px solid #bccbd1;border-radius:9px;padding:10px 12px;font:inherit;font-size:15px;font-weight:400;background:#fffdf6;color:#173347;min-width:0}.la-field textarea{resize:vertical;line-height:1.6}.la-field input:focus,.la-field textarea:focus{outline:none;border-color:#1f6a58;box-shadow:0 0 0 3px #1f6a5822}.la-grid{display:grid;grid-template-columns:1.3fr 1fr .8fr;grid-gap:12px;gap:12px}.la-count{margin:-6px 0 0;font-size:13px;color:#2f6555}.la-count b{color:#a03c2a}.la-chips{display:flex;flex-wrap:wrap;gap:6px}.la-chips button{border:1px solid #c7d4d8;background:#fff;border-radius:999px;padding:7px 14px;font:inherit;font-size:13.5px;font-weight:500;color:#2f4250;cursor:pointer}.la-chips button[aria-pressed=true]{background:#173347;border-color:#173347;color:#fff}.la-card>.workspace-cta{justify-self:start}.la-done{list-style:none;margin:0 0 14px;padding:12px 16px;border-radius:10px;background:#eef6f2;display:grid;grid-gap:4px;gap:4px;font-size:14px;color:#1f5a4b}.la-done li.is-bad{color:#a03c2a}.la-search{margin:6px 0 14px}.la-search input{width:100%;max-width:420px;border:1px solid #c7d4d8;border-radius:9px;padding:10px 12px;font:inherit;font-size:14px}.la-sub{font-weight:400;font-size:14px;color:#6b7280}.la-edit{display:inline-flex;gap:4px;align-items:center}.la-edit input{border:1px solid #bccbd1;border-radius:6px;padding:4px 6px;font:inherit;font-size:13px}.la-edit button{border:1px solid #c7d4d8;background:#fff;border-radius:6px;padding:4px 8px;font-size:12.5px;cursor:pointer}.la-actions{white-space:nowrap}.la-actions .license-expire+.license-expire{margin-left:6px}@media(max-width:760px){.la-grid{grid-template-columns:1fr}.la-tabs{display:flex}.la-tabs button{flex:1 1;padding:9px 8px}}.workspace-account-menu a.workspace-admin-link{font-weight:700;color:#1f6a58;border-top:1px solid #e3e9ea;margin-top:4px}.license-table td:nth-child(n+2){white-space:nowrap}h1[tabindex="-1"]{scroll-margin-top:170px!important}@media(max-width:800px){h1[tabindex="-1"]{scroll-margin-top:20px!important}.workspace-nav{-webkit-mask-image:linear-gradient(90deg,#000 88%,transparent);mask-image:linear-gradient(90deg,#000 88%,transparent)}}.inq .la-card{max-width:760px}.inq-note{margin:0;font-size:13px;line-height:1.7;color:#7a5a20;background:#fbf6ea;border:1px solid #eadcb9;border-radius:9px;padding:10px 12px}.inq-admin,.inq-list{display:grid;grid-gap:12px;gap:12px;max-width:760px}.inq-item h3{margin:0;font-size:16px;color:#173347}.inq-head{display:flex;flex-wrap:wrap;align-items:center;gap:8px;font-size:12.5px;color:#7a8a92}.inq-head time{margin-left:auto}.inq-status{font-weight:700;border-radius:999px;padding:3px 10px;font-size:12px}.inq-status.is-open{background:#fff3d6;color:#8a5a00}.inq-status.is-answered{background:#e3f2ec;color:#1f5a4b}.inq-status.is-closed{background:#eceff1;color:#5c707d}.inq-cat{font-weight:600;color:#2f4250}.inq-mail{color:#173347;font-size:13px}.inq-body,.inq-mail{overflow-wrap:anywhere}.inq-body{margin:0;white-space:pre-wrap;font-size:14.5px;line-height:1.75;color:#2f4250}.inq-answer{border-left:3px solid #1f6a58;background:#f3f8f6;border-radius:0 9px 9px 0;padding:10px 14px;display:grid;grid-gap:4px;gap:4px}.inq-answer b{font-size:13px;color:#1f6a58}.inq-answer time{font-size:12px;color:#7a8a92}.inq-answer p{margin:0;white-space:pre-wrap;font-size:14.5px;line-height:1.75;color:#173347;overflow-wrap:anywhere}.inq-actions{display:flex;flex-wrap:wrap;gap:8px;align-items:center}.inq-admin{margin-top:28px}.inq>.dx-title{margin-top:30px}.cap-entry{display:flex;flex-wrap:wrap;align-items:center;gap:8px 14px;margin:2px 0 16px}.cap-entry .md-note{flex-basis:100%;margin:4px 0 0}.cap{border:1px solid var(--line,#d9dde5);border-radius:12px;padding:18px 18px 12px;margin:2px 0 18px;background:var(--panel-soft,#f8f9fb)}.cap-head{display:flex;justify-content:space-between;align-items:center;gap:12px}.cap-head h3{margin:0;font-size:17px}.cap-steps{margin:10px 0 12px;padding-left:20px;line-height:1.65;font-size:14px}.cap-agree{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;line-height:1.6;padding:10px 12px;border-radius:8px;background:#fff;border:1px solid var(--line,#d9dde5)}.cap-agree input{margin-top:4px;flex:none}.cap-pick{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin:12px 0}.cap-error{border-color:#d9534f!important;color:#8a1f1b}.cap-warn{margin:8px 0 10px;padding-left:20px;font-size:13px;color:#6b5a1e;line-height:1.6}.cap-table-wrap{overflow-x:auto;margin:8px 0}.cap-table{width:100%;border-collapse:collapse;font-size:14px;min-width:640px}.cap-table th{text-align:left;font-weight:600;font-size:12.5px;color:#5b6475;padding:6px;border-bottom:1px solid var(--line,#d9dde5)}.cap-table td{padding:6px;border-bottom:1px solid #eceef2;vertical-align:top}.cap-table input:not([type=checkbox]),.cap-table select{width:100%;min-width:0;padding:6px 8px;border:1px solid var(--line,#cfd5df);border-radius:6px;font:inherit;background:#fff}.cap-table td:nth-child(5) input{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.cap-table tr.is-low td{background:#fff7e0}.cap-dup{display:block;color:#a15c00;font-size:11.5px;margin-top:3px}.cap-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin:10px 0 4px}.cap-table th{white-space:nowrap}.cap-table td:first-child{width:44px;text-align:center}.cap-table td:nth-child(2){min-width:88px}.cap-table td:nth-child(3){min-width:130px}.cap-table td:nth-child(6){max-width:140px;color:#5b6475}@media (max-width:700px){.cap{padding:14px 12px 10px}.cap-table{min-width:0}.cap-table thead{display:none}.cap-table tr{display:grid;grid-template-columns:1fr 1fr;grid-gap:8px 10px;gap:8px 10px;padding:12px 4px;border-bottom:1px solid #e3e6eb}.cap-table td{display:block;border:0;padding:0;width:auto!important;min-width:0!important;max-width:none!important;text-align:left!important}.cap-table td:before{content:attr(data-label);display:block;font-size:11.5px;color:#5b6475;margin-bottom:3px}.cap-table td:first-child{grid-column:1/-1;display:flex;align-items:center;gap:8px}.cap-table td:first-child:before{order:2;margin:0}.cap-table td:nth-child(4),.cap-table td:nth-child(5),.cap-table td:nth-child(6){grid-column:1/-1}}:root{--mc-bg:#e9eef0;--mc-bg-2:#eff3f4;--mc-surface:#ffffff;--mc-group:#f7fafa;--mc-sunken:#e8f0f2;--mc-sunken-2:#dfe9ec;--mc-line:#d3dde0;--mc-line-strong:#aebfc5;--mc-navy:#173347;--mc-ink:#1d3140;--mc-ink-2:#4a6270;--mc-faint:#7b8d96;--mc-green:#1f6a58;--mc-green-deep:#17503f;--mc-gold:#9c7a3a;--mc-gold-soft:#f3ead7;--mc-shadow-sm:0 1px 2px rgba(23,51,71,.06);--mc-shadow:0 1px 2px rgba(23,51,71,.05),0 10px 26px -16px rgba(23,51,71,.34);--mc-shadow-lift:0 2px 4px rgba(23,51,71,.06),0 18px 38px -20px rgba(23,51,71,.42)}body{background:radial-gradient(1100px 420px at 88% -140px,rgba(156,122,58,.07),transparent 62%),linear-gradient(180deg,var(--mc-bg-2) 0,var(--mc-bg) 420px);background-attachment:fixed;background-color:var(--mc-bg)}.workspace-header{background:rgba(255,255,255,.94);-webkit-backdrop-filter:saturate(1.1) blur(8px);backdrop-filter:saturate(1.1) blur(8px);border-bottom:1px solid var(--mc-line);box-shadow:inset 0 1px 0 rgba(255,255,255,.7),0 8px 24px -20px rgba(23,51,71,.5);position:-webkit-sticky;position:sticky;top:0}.workspace-header:before{content:"";display:block;height:3px;background:linear-gradient(90deg,var(--mc-navy) 0,var(--mc-green) 42%,var(--mc-gold) 100%)}.workspace-brand>span{border:1px solid #c6a86a;background:linear-gradient(160deg,#fdfbf6,#f3ead7);box-shadow:0 1px 2px rgba(23,51,71,.08);color:#8b6a30}.workspace-brand b{color:var(--mc-navy)}.workspace-nav{gap:2px;border-top:1px solid #eef2f3}.workspace-nav>.workspace-nav-group>a,.workspace-nav>a{position:relative;border-bottom:0;border-radius:9px 9px 0 0;font-weight:600;color:var(--mc-ink-2);transition:background .16s ease,color .16s ease}.workspace-nav>.workspace-nav-group>a:after,.workspace-nav>a:after{content:"";position:absolute;left:14px;right:14px;bottom:0;height:3px;border-radius:3px 3px 0 0;background:transparent;transition:background .16s ease}.workspace-nav>.workspace-nav-group>a:after{content:"⌄";position:static;margin-left:6px;font-size:13px;color:#8496a0;background:none;height:auto}.workspace-nav>.workspace-nav-group{position:relative}.workspace-nav>.workspace-nav-group>a:before{content:"";position:absolute;left:14px;right:14px;bottom:0;height:3px;border-radius:3px 3px 0 0;background:transparent;transition:background .16s ease}.workspace-nav>.workspace-nav-group>a:hover,.workspace-nav>a:hover{background:#eef4f3;color:var(--mc-green-deep)}.workspace-nav>.workspace-nav-group>a[aria-current],.workspace-nav>a[aria-current]{background:linear-gradient(180deg,#f3f9f6,#eaf3ef);color:var(--mc-green-deep);font-weight:700}.workspace-nav>.workspace-nav-group>a[aria-current]:before,.workspace-nav>a[aria-current]:after{background:var(--mc-green)}.workspace-account summary{font-weight:600;color:var(--mc-ink-2)}.workspace-account summary:hover{color:var(--mc-navy)}.workspace-home{font-weight:600}.workspace-account-menu{box-shadow:var(--mc-shadow-lift);border-color:var(--mc-line)}.app-help-box,.card,.dashboard-action,.dashboard-links>a,.license-table-wrap,.md-panel{border-color:var(--mc-line);box-shadow:var(--mc-shadow)}.dashboard-links>a{transition:transform .18s cubic-bezier(.22,1,.36,1),box-shadow .18s ease,border-color .18s ease}.dashboard-links>a:hover{transform:translateY(-2px);box-shadow:var(--mc-shadow-lift);border-color:#b9cdc6}.dx-due>li,.dx-item>a,.stress-row{box-shadow:var(--mc-shadow-sm);border-color:var(--mc-line)}.dx-item>a{transition:transform .18s cubic-bezier(.22,1,.36,1),box-shadow .18s ease,border-color .18s ease}.dx-item>a:hover{transform:translateY(-1px);border-color:var(--mc-line-strong)}.dx-item>a:hover,.dx-verdict{box-shadow:var(--mc-shadow)}.dx-basis{background:#eef3f4;border:1px solid #dde6e8}body .input,body .license-form input,body .license-form select,body .mc-draft input:not([type=checkbox]):not([type=radio]),body .mc-draft select,body .mc-draft textarea{background:var(--mc-sunken);border:1px solid var(--mc-line-strong);border-radius:9px;box-shadow:inset 0 1px 2px rgba(23,51,71,.055);color:var(--mc-ink);transition:background .14s ease,border-color .14s ease,box-shadow .14s ease}body .input:hover,body .mc-draft input:not([type=checkbox]):not([type=radio]):hover,body .mc-draft select:hover{border-color:#92a7ae;background:#edf4f5}body .input:focus,body .license-form input:focus,body .license-form select:focus,body .mc-draft input:not([type=checkbox]):not([type=radio]):focus,body .mc-draft select:focus,body .mc-draft textarea:focus{background:#fff;border-color:var(--mc-green);box-shadow:0 0 0 3px rgba(31,106,88,.14),0 2px 8px -4px rgba(23,51,71,.3);outline:none}body .input:focus-visible,body .mc-draft input:focus-visible,body .mc-draft select:focus-visible{box-shadow:0 0 0 3px rgba(156,122,58,.3),0 2px 8px -4px rgba(23,51,71,.3);outline:none}body .mc-draft input[readonly]{background:#e6ecee;border-color:#cbd6d9;color:#5d6f78;box-shadow:none;font-weight:600}body .mc-draft input::placeholder{color:#93a2a9}.md-amount>span{color:#4f6b63;font-weight:700;background:#fff;border:1px solid #cddad8;border-radius:5px;padding:3px 6px;top:8px;right:7px;line-height:1.3}body .mc-draft .md-amount input{padding-right:56px;font-weight:600}.md-money-row{border-bottom:1px solid #e7edee;padding-left:12px;padding-right:12px;border-radius:8px;transition:background .14s ease}.md-money-row:hover{background:#f6f9fa}.md-money-row:focus-within{background:#f2f8f6;box-shadow:inset 3px 0 0 var(--mc-green)}.md-money-row:last-child{border-bottom:0}.md-rows{background:var(--mc-group);border:1px solid #dde6e8;border-radius:12px;padding:4px 6px;margin-top:10px}.md-rows .md-money-row{border-bottom-color:#e4ebed}.md-rows .md-money-row:hover{background:#f1f6f7}.md-field>span{color:#3f5763;font-weight:600}body .mc-draft input[type=checkbox]{width:20px;height:20px;accent-color:var(--mc-green)}.md-button,.workspace-cta{box-shadow:0 1px 2px rgba(23,51,71,.18),0 8px 18px -12px rgba(23,51,71,.6);transition:transform .16s ease,box-shadow .16s ease,background .16s ease}.md-button:hover,.workspace-cta:hover{transform:translateY(-1px);box-shadow:var(--mc-shadow-lift)}.md-button:active,.workspace-cta:active{transform:translateY(0)}.md-add,.md-text-button,.md-zero{transition:border-color .14s ease,background .14s ease,color .14s ease}.md-add:hover,.md-zero:hover{border-color:var(--mc-green);color:var(--mc-green-deep);background:#f2f8f6}.md-panel{border-radius:14px}.md-panel-title h2{letter-spacing:-.3px;color:var(--mc-navy)}.md-nav>button{transition:background .14s ease,color .14s ease}.mc-chk,.mc-opt,.mc-req{display:inline-flex;align-items:center;gap:5px;font-size:11.5px;font-weight:700;line-height:1;padding:5px 10px;border-radius:20px;white-space:nowrap}.mc-req{background:#e6f0ec;color:#1b5c4a;border:1px solid #c3dcd3}.mc-chk{background:#f8efd8;color:#7e6220;border:1px solid #e6d3a6}.mc-opt{background:#eef2f4;color:#5d717c;border:1px solid #dae2e5}.mc-req:before{content:"●";font-size:7px}.mc-chk:before{content:"▲";font-size:7px}.mc-opt:before{content:"○";font-size:7px}.mc-legend{flex-wrap:wrap;gap:10px 18px;padding:14px 18px;margin:0 0 20px;background:linear-gradient(180deg,#fbfdfd,#f2f7f8);border:1px solid var(--mc-line);border-radius:12px;font-size:13px;line-height:1.7;color:var(--mc-ink-2)}.mc-legend,.mc-legend>div{display:flex;align-items:center}.mc-legend>div{gap:8px;min-width:0}.mc-legend b{color:var(--mc-ink)}@media(max-width:700px){.mc-legend{flex-direction:column;align-items:flex-start;gap:9px;padding:14px}.workspace-header{position:static}}@media print{.md-money-row,.md-rows,body{background:#fff!important}.md-money-row,.md-rows{border-radius:0!important}.card,.dashboard-action,.dashboard-links>a,.dx-due>li,.dx-item>a,.dx-verdict,.md-money-row,.md-panel,.md-rows,.stress-row{box-shadow:none!important}body .mc-draft input:not([type=checkbox]),body .mc-draft select{background:#fff!important;box-shadow:none!important}}@media (prefers-reduced-motion:reduce){.dashboard-links>a,.dx-item>a,.md-button,.workspace-cta{transition:none!important}.dashboard-links>a:hover,.dx-item>a:hover,.md-button:hover,.workspace-cta:hover{transform:none!important}}.ac{max-width:1040px;margin:0 auto;padding:16px 0 60px}.ac-lead{line-height:2;max-width:46em}.ac-why{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:14px;gap:14px;margin:26px 0 36px}.ac-why>div{position:relative;padding:22px 22px 20px;border:1px solid var(--mc-line);border-radius:13px;background:#fff;box-shadow:var(--mc-shadow-sm)}.ac-why>div:before{content:"";position:absolute;left:0;top:18px;bottom:18px;width:3px;border-radius:0 3px 3px 0;background:var(--mc-gold)}.ac-why span{display:block;font-family:IBM Plex Mono,ui-monospace,monospace;font-size:13px;font-weight:700;letter-spacing:.06em;color:var(--mc-gold);margin-bottom:9px}.ac-why b{display:block;font-size:16px;color:var(--mc-navy);margin-bottom:7px}.ac-why p{margin:0;font-size:13.5px;line-height:1.85;color:var(--mc-ink-2)}.ac-list{list-style:none;margin:0 0 16px;padding:0;display:grid;grid-gap:11px;gap:11px}.ac-slot{padding:18px 22px 16px;border:1px solid var(--mc-line);border-radius:13px;background:#fff;box-shadow:var(--mc-shadow-sm)}.ac-slot.ac-neg{border-color:#e3c3bc;background:#fdf7f5}.ac-head{display:flex;justify-content:space-between;align-items:baseline;gap:14px}.ac-head b{font-size:16px;color:var(--mc-navy)}.ac-head strong{font-size:19px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;letter-spacing:-.4px;color:#1b3a2f}.ac-slot.ac-neg .ac-head strong{color:#a03c2a;font-size:15px}.ac-what{margin:5px 0 12px;font-size:13px;line-height:1.75;color:var(--mc-faint)}.ac-bars{display:grid;grid-gap:4px;gap:4px;margin-bottom:10px}.ac-bar{height:10px;background:#eef2f4;overflow:hidden}.ac-bar,.ac-bar>i{display:block;border-radius:6px}.ac-bar>i{height:100%}.ac-mine>i{background:var(--mc-green)}.ac-guide{height:6px;background:#f2f0ea}.ac-guide>i{background:#cdb182}.ac-cmp{margin:0;font-size:12.5px;line-height:1.8;color:var(--mc-ink-2)}.ac-cmp b{font-feature-settings:"tnum";font-variant-numeric:tabular-nums;color:var(--mc-ink)}.ac-cmp em{font-style:normal;color:#8a7338}.ac-warn{margin:18px 0 0;padding:20px 22px;border:1px solid #e3c3bc;border-left:5px solid #b5442f;border-radius:12px;background:#fdf5f3}.ac-warn b{display:block;font-size:15.5px;color:#9c3a29;margin-bottom:7px}.ac-warn p{margin:0 0 16px;font-size:14px;line-height:1.9;color:#5d4c48}.ac-empty{padding:24px;border:1px dashed var(--mc-line-strong);border-radius:12px;background:#fff}.ac-empty p{font-size:14.5px;line-height:1.9}.ac-empty p,.ac-note{margin:0 0 16px;color:var(--mc-ink-2)}.ac-note{font-size:14px;line-height:1.95;max-width:52em}.ac-note a{color:#1f5f7a;font-weight:700;text-decoration:underline;text-underline-offset:3px}.ac-gap{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:1px;gap:1px;margin:0 0 14px;border:1px solid var(--mc-line);border-radius:12px;overflow:hidden;background:var(--mc-line)}.ac-gap>div{padding:18px 20px;background:#fff}.ac-gap span{display:block;font-size:12.5px;color:var(--mc-faint);margin-bottom:7px}.ac-gap strong{font-size:20px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;letter-spacing:-.4px;color:var(--mc-ink)}.ac-gap small{display:block;margin-top:5px;font-size:12px;color:var(--mc-faint)}.ac-gap-diff{background:#f6f9f8!important}.ac-gap-warn .ac-gap-diff{background:#fdf5f3!important}.ac-gap-warn .ac-gap-diff strong{color:#a03c2a}.ac-table-wrap{overflow-x:auto;border:1px solid var(--mc-line);border-radius:12px;background:#fff;box-shadow:var(--mc-shadow-sm);margin:0 0 16px}.ac-table{width:100%;border-collapse:collapse;font-size:14px;min-width:520px}.ac-table th{text-align:left;padding:12px 18px;background:#f3f7f8;color:#5b6f7a;font-size:12px;font-weight:700;letter-spacing:.02em;border-bottom:1px solid var(--mc-line);white-space:nowrap}.ac-table td{padding:14px 18px;border-bottom:1px solid #eef2f4;color:var(--mc-ink);line-height:1.7}.ac-table tr:last-child td{border-bottom:none}.ac-table .ac-num{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:700;white-space:nowrap}.ac-table .ac-total td{background:#f6f9f8;font-weight:700;border-top:2px solid var(--mc-navy)}.ac-over{color:#9c3a29}.ac-print{margin-bottom:10px}.ac-order{list-style:none;counter-reset:ac;margin:0 0 18px;padding:0;display:grid;grid-gap:10px;gap:10px}.ac-order>li{counter-increment:ac;display:grid;grid-template-columns:44px 1fr;grid-gap:16px;gap:16px;align-items:start;padding:18px 22px;border:1px solid var(--mc-line);border-radius:12px;background:#fff;box-shadow:var(--mc-shadow-sm)}.ac-order>li:before{content:counter(ac);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;border:1.5px solid #c6a86a;background:#fbf6ea;color:#8b6a30;font-family:IBM Plex Mono,ui-monospace,monospace;font-weight:700;font-size:14px}.ac-order b{display:block;font-size:15.5px;color:var(--mc-navy);margin-bottom:5px}.ac-order p{margin:0;font-size:13.5px;line-height:1.85;color:var(--mc-ink-2)}@media(max-width:820px){.ac-gap,.ac-why{grid-template-columns:1fr}}@media print{.ac-empty,.ac-order,.ac-print,.ac-warn,.ac-why{display:none!important}.ac-gap>div,.ac-slot,.ac-table-wrap{box-shadow:none!important}.ac-table{min-width:0}}.md-advisory{margin-top:18px;padding:14px 16px 13px;border-top:1px solid var(--mc-line);background:transparent}.md-advisory p{margin:0;font-size:13.5px;line-height:1.72;color:var(--mc-ink-2);word-break:keep-all}.md-advisory a{display:inline-block;margin-top:8px;font-size:13px;font-weight:600;color:var(--mc-green);text-decoration:none;border-bottom:1px solid rgba(31,106,88,.32);padding-bottom:1px}.md-advisory a:hover{border-bottom-color:var(--mc-green)}.md-advisory small{display:block;margin-top:10px;font-size:11.5px;line-height:1.6;color:var(--mc-faint)}@media print{.md-advisory{display:none}}